Loan Products
Find the right financing for your situation. Our loan officers help you compare options and choose the best fit.
Conventional
As low as 3%
Complete your application and upload documents.
FHA
3.5%
We review your file and order an appraisal.
USDA
0%
We confirm property eligibility and complete the final USDA approval steps.
Jumbo
Varies
We prepare your final disclosures and coordinate funding for high‑value properties.
Learn More203K Loans
3.5%
We review renovation plans and coordinate the appraisal with improvement costs included.
Adjustable Rate Mortgage
As low as 3%
We finalize your ARM terms and prepare your closing package.
15 Year Fixed Mortgage
As low as 3%
We verify your documents and prepare your fixed‑rate closing disclosures.
Learn More30 Year Fixed Mortgage
As low as 3%
We finalize your long‑term fixed‑rate terms and schedule your signing.
Reverse Mortgage
Seniors 62+
We complete your counseling verification and prepare your reverse mortgage documents.
Fix and Flip
Investor Program
We review your project scope and prepare fast funding for your investment property.
DSCR
Investor Program
We evaluate rental income performance and finalize your investor loan terms.
Bank Statement
Self‑Employed
We analyze your bank statements to verify income and move your loan to approval.
P&L Only
Self‑Employed
We review your profit‑and‑loss statement to qualify your business‑based income.
VOE Only
Alt‑Doc
We verify employment directly with your employer and finalize your approval.
Cal HFA
First‑Time Buyers
We confirm program eligibility and coordinate your CalHFA assistance package.
CA Dream For All
Shared Equity
We secure your shared‑equity assistance and prepare your final approval steps.
Down Payment Assistance
First‑Time Buyers
We match you with eligible assistance programs and prepare your funding package.
Not sure which loan fits best?
Talk to a loan officer and get personalized advice